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Bank charge update July 2008
SUSPENSION REMAINS IN PLACE UNTIL JAN 09
Following the judgement made in May allowing the Office of Fair Trading to challenge the banks on the legality of their charges, it has been confirmed that the banks have lodged an appeal.
In response to this, the Financial Services Authority have extended the suspension on bank charge complaints for a further 6 months taking us to January 09.
In short this means that anyone claiming back charges on their current account will have to wait until at least January until they will know whether or not they will receive any money back.
This comes as yet another blow as the banks have been allowed to continue charging in the meantime.
If you have a claim with Unfairbankcharges please be advised that we have everyone’s case on file and as soon as there is any change in the situation we will be in touch.
In the meantime, if you receive any further charges on your account, please keep the details so that we can add them onto the figure we already hold once the suspension is has been lifted.
Watch this space for any future updates.
Welcome
Millions of people in the UK have suffered from costly bank charges, if you are one of these people and have had unfair penalties applied to your bank or building society accounts, then you have a chance to reclaim them with Unfairbankcharges.net
These Penalty Charges are illegal and whether you have been over-charged in your personal or business bank accounts, Unfairbankcharges.net can negotiate on your behalf and recover these penalties for you.
From start to finish unfairbankcharges.net will manage your claim so you don’t have to.
In the News
See our links below to receive up to the minute news bulletins and useful information regarding this extremely topical subject:
- OFT WIN BANK CHARGE CASE! Read on...
- The court case between the Office of Fair Trading (OFT) and the high street banks started on 14th January 2008! Read on...
- Are you a small business? You can make a claim for your business bank charges! Read on...
- OFT launches test case on unauthorised overdraft charges. Click here to read what this means and the possible impact on your claim...The FSA
- Unfair Bank Charges is granted its regulatory status...
- Carry on fight over Bank Charges...
- A&L to pay damages for closing account...
- Bank charges backlash hots up...
- Are penalty charges bank robbery?...
- Crackdown on 'rip-off ' bank overdraft charges...
What are Bank Charges?
Bank charges or penalty charges are when you have been overcharged excessively and punitively for any of the following:
- Account misuse fee
- Cheque return fee
- Card misuse fee
- Unarranged borrowing fee
- Unauthorised overdraft fee
- Unpaid DD fee
- Unpaid cheque fee
- Unpaid standing order fee
- Exceeding Authorised Overdraft
- Exceeding Unauthorised Overdraft
- Direct Debit returned fee
- Paid referral fee
These are just some of the more common charges, the list can go on and on...
Make a “No win no fee” Claim right now by clicking here and completing the online claim form.What are PPI Charges?
If any of the following applied to you when you took out a credit agreement you may be entitled to a refund.
- I was self employed
- I was unemployed
- I was retired
- I was a student
- I had a known medical condition but was never asked about it
- I was never told about the insurance by the salesperson
- I was told that I had to have the insurance in order to qualify for the loan
- I took out a single premium policy but subsequently cancelled the loan
If you are unsure if any of the listed examples apply to you then why not check it out by either calling us or completing our online claim form here...
Make a “No win no fee” Claim right now by clicking here and completing the online claim form.